In response to Ripple’s proposed acquisition of the USDC stablecoin issuer Circle, XRP-focused YouTuber Moon Lambo and crypto lawyer Bill Morgan have shared their perspectives, suggesting the reported offer could be a strategic reaction to the growing competition between the two companies. Competitive Moves Between Ripple and Circle Moon Lambo observed a clear pattern of mutual market positioning between Ripple and Circle over recent months. He noted that Ripple first introduced RLUSD, a U.S. dollar-backed stablecoin aimed at the same market segment occupied by USDC. Shortly after this announcement, Circle launched a cross-border payments platform, a move widely viewed as direct competition to Ripple’s enterprise focus and XRP’s use as a bridge asset . In Moon Lambo’s view, the acquisition offer now appears to follow a sequence of tit-for-tat moves, with Ripple potentially looking to buy out the company it had just positioned itself against. Bill Morgan Raises Strategic Questions Bill Morgan took a more analytical approach, identifying two key questions raised by the report. He suggested that RLUSD may not be scaling at the pace Ripple needs to meet its goals in payments and tokenization. If true, this could indicate that Ripple anticipates rapid growth in demand for tokenized assets and stablecoin settlements and may be seeking a more immediate path to market share. Morgan also proposed the possibility that RLUSD’s launch was never intended as a fully standalone product, but rather a component of a broader strategy—one that could include the acquisition of an already dominant player like Circle. Exactly, and it raises two questions in my mind. Firstly, is RLUSD adoption too slow to meet Ripple’s needs in terms of payments and tokenisation which suggests Ripple expects massive adoption to happen in the short-term and medium term. Secondly, was the introduction of RLUSD… — bill morgan (@Belisarius2020) April 30, 2025 We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Stablecoin Market Dynamics and Ripple’s Position These interpretations reflect broader concerns about adoption timelines, product viability, and the intense competition shaping the stablecoin and cross-border payments sectors. Ripple’s RLUSD was introduced last year as part of a push to offer a regulatory-compliant, enterprise-grade stablecoin. However, it enters a market already dominated by Circle’s USDC and Tether’s USDT, both of which have long-established liquidity and integrations across crypto exchanges and DeFi platforms. The scale of that competition may have prompted Ripple to explore an acquisition to boost its reach. Potential Impact on XRP and Cross-Border Strategy Circle has expanded aggressively into the payments space, an area Ripple has targeted since its founding. By launching its cross-border solutions, Circle appears to be encroaching on Ripple’s territory, prompting speculation that Ripple’s acquisition interest could be both a defensive and strategic move. If confirmed, such a transaction would significantly alter the dynamics of the stablecoin landscape. Ripple would gain access to USDC’s infrastructure, partnerships, and user base, positioning itself more competitively in stablecoins and digital payments overall. It could also raise new questions about the role of XRP going forward, as USDC and RLUSD would presumably operate in overlapping use cases. The analysis by Moon Lambo and Bill Morgan underscores a growing sense that Ripple’s strategy may involve both internal development and external consolidation to strengthen its foothold in the evolving financial ecosystem. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Pro-XRP Lawyer Says Ripple’s Circle Acquisition Move Raises Two Questions appeared first on Times Tabloid .
